Financing for Solar Installation


FHA TITLE-ONE – Home Improvement Loan

Admirals Bank offers a number of specialty products, but none as unique as the FHA Title-One Home Improvement Loan. This program gives homeowners an opportunity to quickly and affordably finance home repairs and improvements. Why Choose the FHA Title-One Home Improvement Loan?

Through the FHA Title-One Home Improvement Loan program, HUD insures Admirals Bank to finance eligible borrowers with its own funds. There is no equity requirement, and no appraisal is necessary. This allows Admirals Bank to finance your home improvement project faster than most lenders.

Program Benefits

The FHA Title-One Home Improvement Loan program offers many benefits not available through traditional financing options.

  • Loan decisions within 24-48 hours
  • No equity required
  • No appraisal necessary
  • Obtain up to $25,000 for a single-family home or up to $12,000 per unit (max $60,000) for a multi-family property
  • Low fixed rates
  • Flexible payment terms of up to twenty years with no prepayment penalties
  • Interest may be tax-deductible
  • About Admirals Bank

    As the largest direct lender of FHA Title-One Home Improvement Loans, Admirals Bank is a superior financial resource. With an entire department dedicated to funding and servicing FHA Title-One Home Improvement Loans, we guarantee you will always receive fast, responsive service. Admirals Bank is an FDIC insured, Federal Savings Bank. We are an Equal Housing Lender that has serviced the community for over fifty years.

    Apply Now

    Loan FAQ

    Call us at 1-800-715-8472 to prequalify right over the phone. Ask for the FHA Title-One Dept.
    Up to $25,000 for a single-family home or up to $12,000 per unit (up to $60,000 for a five-unit property).
    You can be your own contractor, sub-contract what you can’t handle yourself or even do the whole job yourself… just make sure you comply with local building laws.
    Interest may be tax-deductible (consult your tax advisor).
    No. You get all your money before you start the work.
    We can’t answer that until we talk to you. So call the Admirals Bank FHA Title-One Department today at 1-800-715-8472.


    We offer the latest online monitoring systems so our customers can view their solar production online.


    SIRC has installation options to suit every budget. Which option is best for you?

    Lease the System if…

    • You want to reduce your carbon footprint and are less concerned about the financial and tax benefits of installing a solar system.
    • You don’t want the responsibility for maintenance or repairs.
    • You don’t want to make a cash investment to buy the solar PV system outright.
    • You don’t pay enough in federal or state taxes to benefit from the available tax credits.

    Purchase the System if…

    • You want to maximize the financial benefits of installing a solar system.
    • You can benefit from reducing the amount of federal and state taxes that you pay (residential or businesses).
    • You have the cash or can borrow to pay for the solar PV system.
    • You want to increase your home’s value quickly.